Non Residents Tax

[JoanC]

Hi

Can anyone give me some advice please?  I've just read bits and pieces which seem to indicate that I need to pay a non-residents tax based on the assessed value of my property in Fuerteventura.  I've owned the property since December 2012.

My estate agent tells me it is likely to be about 1,500 euros per annum (which seems steep as it doubles the annual running costs of the property) but I can't find anywhere on my IBI bill that tells me what the assessed value of the property is, and I don't know what percentage rate the tax is even if I knew the value.

My questions are:

How can I find out exactly how much I need to pay?
How do I go about paying it?
When is it due?

Apologies if this has already been asked, but I couldn't find anything on the forum that explains it clearly and I don't want to risk falling foul of the taxation laws.

Thanks

[emmi]

You must be referring to the tax called " Impuesto sobre la Renta  de no Residente".  It is a nominal tax which has to be paid by NON residents on their property which is never rented out.

Rest assured that unless you have bought a property the size of Buckingham Palace is is most unlikely it will be anywhere near Euros 1500.

You need to complete the form  Modelo 210.  I use a company Link here: http://spanishtaxforms.co.uk/.  They are very quick and very reasonable .

You need to complete a form for each of the owners of the property.  You need to give your nIE number, full address of property and the Catastral Value.  You will find the "Valor Catastral" on your IBI bill, or you can ask at your local town hall if you do not yet have a bill. Usually it has to be paid by end of December.  It is paid in arrears.  So as you owned the property from December 2012, I believe you will not be required to pay it until next year and that payment will refer to the year 2013. 

If you call the Spanish Tax Forms people, they will be able to tell you exactly what and when you will have to pay.  They charge approximately £25 for completing the forms for you for the property, not per person, they then send the forms to you and then you pay the tax through your Spanish bank.

I forgot to say that the Valor Catastral figure is an amount far less (usually) than the actual amount you paid for the property and it is this figure which is used for the calculation of your tax.

[Globetrotter]

You must be referring to the tax called " Impuesto sobre la Renta  de no Residente".  It is a nominal tax which has to be paid by NON residents on their property which is never rented out.

Rest assured that unless you have bought a property the size of Buckingham Palace is is most unlikely it will be anywhere near Euros 1500.

You need to complete the form  Modelo 210.  I use a company Link here: http://spanishtaxforms.co.uk/.  They are very quick and very reasonable .

You need to complete a form for each of the owners of the property.  You need to give your nIE number, full address of property and the Catastral Value.  You will find the "Valor Catastral" on your IBI bill, or you can ask at your local town hall if you do not yet have a bill. Usually it has to be paid by end of December.  It is paid in arrears.  So as you owned the property from December 2012, I believe you will not be required to pay it until next year and that payment will refer to the year 2013. 

If you call the Spanish Tax Forms people, they will be able to tell you exactly what and when you will have to pay.  They charge approximately £25 for completing the forms for you for the property, not per person, they then send the forms to you and then you pay the tax through your Spanish bank.

I forgot to say that the Valor Catastral figure is an amount far less (usually) than the actual amount you paid for the property and it is this figure which is used for the calculation of your tax.

Correct me if I am wrong but doesnt the forms have to be completed online then downloaded then taken to the bank to pay.
It changed last year, the Hacienda no longer accept the forms.
Also you have to fill in a form for each owner if it is jointly owned, if wholly owned by one person then just that one person.

[emmi]

I have said you have to fill in a form for EACH owner of the property, but that the company I have mentioned, only charges for the property and not per person!!

The forms are downloaded by "Spanish Tax Forms" completed on your behalf, sent to you and you pay through your bank...........did I say you take them to the Hacienda?? No I did not.

I did the procedure last year and this year according to the above with no problems.

[JoanC]

Thank you so much, my property is definitley not the size of Buckingham Palace so that's put my mind at rest.   I'll follow the link and get it sorted. 

Thanks again for the advice.

[Globetrotter]

I have said you have to fill in a form for EACH owner of the property, but that the company I have mentioned, only charges for the property and not per person!!

The forms are downloaded by "Spanish Tax Forms" completed on your behalf, sent to you and you pay through your bank...........did I say you take them to the Hacienda?? No I did not.

I did the procedure last year and this year according to the above with no problems.

Oooooooh Sorry
Pardon me for helping
Touchy, touchy
Does dummy, pram, throwing ring any bells
Have you heard yourself "No I did not"
Come down off your high horse and calm down you will give yourself a heart attack, for goodness sake
Only been doing these forms for 10 years now, maybe I dont know what to do.
How many years have you been doing them, oh sorry forgot you said you didnt, got someone to do them for you.
It used to be the case that you downloaded the forms, completed them, took them to the bank to pay and get stamped, then go to the Hacienda in Puerto, get them stamped, job done, nowhere did I say you have to take them to the Hacienda, I merely stated you dont have to now, much more simple to do online, not really worth paying anyone to do them for you, unless you cant be bothered in which case €25 is a bargain.
You see its replies like this that have driven away a lot of forum members who used to come on here to help, only to be driven away by senseless remarks by people who post without any thought how other people will interpret.
If people want to pay €25 to get someone to fill out a simple form online then thats their choice, some of us will post a different method to save a bit of cash.
The firm (in mainland Spain) that you use stopped doing them a couple of years ago before the change because they had to pay a representative a fee to take the forms to the Hacienda there in Fuerte so it wasnt worth doing for €25, they must have restarted again because they now keep the full €25 themselves.

[Globetrotter]

It must be me !
But does it seem that a lot of the old members no longer post and have been replaced by a new generation of posters who are only too quick to take offence (not a gate, lol)/insult/take the p=ss/find fault.
I have sat and watched arguments/insults start on here time after time and find myself thinking back to the good old days of helpful advice and friendly banter given out by such people as Woody2 etc.

[emmi]

My dear Globetrotter, you seem to have forgotten to take your medication.  Calm down .

[Globetrotter]

My dear Globetrotter, you seem to have forgotten to take your medication.  Calm down .

No I did not, lol 

[beachlife]

Hi

Can anyone give me some advice please?  I've just read bits and pieces which seem to indicate that I need to pay a non-residents tax based on the assessed value of my property in Fuerteventura.  I've owned the property since December 2012.

My estate agent tells me it is likely to be about 1,500 euros per annum (which seems steep as it doubles the annual running costs of the property) but I can't find anywhere on my IBI bill that tells me what the assessed value of the property is, and I don't know what percentage rate the tax is even if I knew the value.

My questions are:

How can I find out exactly how much I need to pay?
How do I go about paying it?
When is it due?

Apologies if this has already been asked, but I couldn't find anything on the forum that explains it clearly and I don't want to risk falling foul of the taxation laws.

Thanks

For future reference rather than paying a company for an easy job you can follow the advice here and save yourself some money.

http://www.andalucia.com/forums/viewtopic.php?f=42&t=27897&p=260418#p260418

[JoanC]

Thanks, that's really helpful. Just one more question - how do I get a digital signature?

[beachlife]

Thanks, that's really helpful. Just one more question - how do I get a digital signature?

I`ve never bothered getting a digital certificate its easier taking the completed documents to a bank and pay in cash.

There is a reason why the Spanish pay everything in cash, as once the authorities have all your bank details they have access to your bank accounts. If they think you owe them they will dip into out without asking first then you have a long process of getting it back. The Spanish pay in cash to avoid this, therefore keeping under the radar is a good option. The longer I deal with the Spanish authorities the more I think they are out to get me, but that doesn`t mean I`m paranoid (I think)

However if you want one go here to find out

http://www.andalucia.com/forums/viewtopic.php?f=42&t=27571

[shabee]

Can I ask please what you do with the completed & paid forms?

Is the bar code on the form and your bar code that they scan in the bank enough for the hacienda or do you need to bring a copy/ email to the hacienda?

Thanks

[emmi]

On the current forms there is no place to attach a bar code.  I did take mine into the bank just to be on the safe side. The cashier took some information from the bar code - I assume as some kind of reference - she kept one form and left the others with me which were stamped and receipted.  Payment  was made direct to Hacienda so no need to go there.

[shabee]

Ah, thanks so much for that Emmi. I printed out the forms and brought them to the bank with my bar codes and she scanned both codes and I paid. I went to the hacienda and met the coloured guy and he said it was wrong and to cancel in the bank and submit and pay on line(I'm assuming fill in you bank details on the form and they take it from your bank?). He spoke to my sister who lives in gran canaria and is fluent in spanish. I didn't go back to the bank cause I thought the hacienda must have the details from both sets of bar codes.

[emmi]

I did what I did above.  I THINK you can only pay on line if you have a Digital code.  I do not have that so paid through my bank. I imagine that the chap at the Hacienda was just following the new rules in that it is preferred you pay on line, but can be paid through the bank as the Hacienda no longer accepts cash payments..  Don't know.  All I know is I have paid, I have retained the receipts. 

[PHo]

If you pay at the bank, which is easy, you must take a bar code sticker as well as the form.  The bar code has extra digits which are not printed on the form, and the bank needs them to process the payment.  All very Spanish.

[beachlife]

Ah, thanks so much for that Emmi. I printed out the forms and brought them to the bank with my bar codes and she scanned both codes and I paid. I went to the hacienda and met the coloured guy and he said it was wrong and to cancel in the bank and submit and pay on line(I'm assuming fill in you bank details on the form and they take it from your bank?). He spoke to my sister who lives in gran canaria and is fluent in spanish. I didn't go back to the bank cause I thought the hacienda must have the details from both sets of bar codes.

Emma is right the guy in the Hacienda is telling you the digital route to pay if you have a digital certificate. Don`t worry or cancel the transaction with the bank. The form gives you 2 ways of paying you have followed the bank route by paying in cash. The authorities want you to pay the digital route as then they have access to your bank account and will dip into it if they believe you have not paid taxes, which means if they get it wrong a nightmare to get a refund from them.

[shabee]

thanks everyone for the replies. you have put my mind at ease. I came back not knowing if my taxes were paid or not. as emmi said its paid and we have receipts.
really appreciate it.

shabee

[Salbag777]

Can u go to any bank? We do not have a branch here as Halifax closed down?

[beachlife]

Can u go to any bank? We do not have a branch here as Halifax closed down?

Most of the people I help with the tax do not have a bank account with Solbank and they have all used Solbank (as staff all speak English) just have the correct money and all the forms (take stickers as some staff want the stickers and some don`t). I have used Solbank although I bank with Barclays, if I`m not going to Rosario use Solbank, to pay the tax and have them stamped, to save a journey and never had a problem with not banking with them.

[Salbag777]

Thanks. I'm thinking Solbank are part of Sabadell anyway and Halifax got taken over by Lloyds which has now been taken over by Sabadell!!  So should be no prob! I'm trying to get brave enough to tackle the forms!

[beachlife]

Thanks. I'm thinking Solbank are part of Sabadell anyway and Halifax got taken over by Lloyds which has now been taken over by Sabadell!!  So should be no prob! I'm trying to get brave enough to tackle the forms!

Are you in Fuerteventura or the UK?

Have sent you an email.

[Salbag777]

Thanks Beach,I've for ur help! All sorted!! 

[beachlife]

Thanks Beach,I've for ur help! All sorted!! 

De nada

Just hope that others have the confidence to do it themselves. As you know certain people are taking advantage of non residents and charging ridiculous amounts (usually more than the tax) to complete something that just requires a bit of time and care.

[Studio]

Hi Beachlife,

I wonder if you could help me please, I'm finally feeling brave enough to tackle the Non Resident tax returns, and wonder if you could help me with a couple of points please.  We purchased in 2010 so an I right in thinking that I have to fill in a form for each of us for each year, and if so, is it to the 31st December?  Also, on the location section, I have been unable to identify the Province for Fuerteventura, are you able to tell me this please?

Many thanks, Studio

[beachlife]

Hi Beachlife,

I wonder if you could help me please, I'm finally feeling brave enough to tackle the Non Resident tax returns, and wonder if you could help me with a couple of points please.  We purchased in 2010 so an I right in thinking that I have to fill in a form for each of us for each year, and if so, is it to the 31st December?  Also, on the location section, I have been unable to identify the Province for Fuerteventura, are you able to tell me this please?

Many thanks, Studio

Hi Studio,

As you  know there are many views regarding this tax. Some people do not pay it but will pay it when they come to sell or death or when the tax agency investigate their tax affairs. If you do this I believe that the Spanish tax agency will only chase you for the last 4 years plus penalties for late payment. Some people who have not paid it in the past pay last years tax and wait and see if the tax agency request other years. Others decide to get up to date and pay the amount for the last 4 years. Each person has to decide which course they wish to take.

With regards 2010 if you purchased in 2010 you will only be paying for the proportion of 2010 you were an owner so will pay a pro rota amount for the months you owned i.e. if you bought in June (6th month ) you will pay 50 % of the years tax. You will need to pay all of 2011 and 2012, you pay the tax for the previous year so you will have until 31st December to pay for 2013 .

You only have to fill 1 tax form for each year for each property if there is one persons name on the title deeds, that person pays all the tax after the calculations. If there are 2 people on the tax form then 2 separate tax forms in each person names have to be completed with each paying half of the total tax due, if 3 names are on the title deeds then 3 tax forms are completed with each paying a third etc.

Las Palmas in the administrative area for Fuerteventura so look for that in the drop down list.

Remember that the 210 form is only for people who do not rent out their property out and are non resident.

Hope that helps

[Studio]

Thats brilliant, thank you so much for your help, just one more question (I hope!) I see that people have referred to a bar code, do I need these and if so, where do I get them from? Thanks again, Studio

[beachlife]

Thats brilliant, thank you so much for your help, just one more question (I hope!) I see that people have referred to a bar code, do I need these and if so, where do I get them from? Thanks again, Studio

When you fill in the online form it will be checked by the tax office and if it is ok then the forms returned to you online have the bar codes already filled in on the one form that is required. So technically you do not need the sticky tax forms. However this is Spain and some of the bank staff will ask/require you for the sticky paper bar codes, this does not seem to depend upon the bank but the individual bank staff themselves. I believe every bank has to accept the tax forms whether you are a client of theirs or not. I am not a client of Solbank but I take them to Solbank in Corralejo and was just asked for the paper sticky barcodes the first year the switch was made from filing the paper documents was made to the digital documents. Since then I have not been asked for the sticky barcodes.

However I would recommend you to get the barcodes just in case you come across a member of bank staff who decides you do need the barcodes. You can get these free of charge (well they used to be unless its changed) by presenting your original paper copy of your NIE number to the Hacienda. The Hacienda is the Spanish Tax office located in Rosario, its on the road down from the bus station in Rosario. If you walk down from the bus station pass a medical centre you cross the zebra crossing and the Hacienda is virtually in front of you. You may also be able to get the barcodes from your solicitor as they might have asked for them when you first purchased. If you go to the Hacienda to pick up the barcodes I believe unlike the past each person must be in person and I would take your passport as well as proof of identification just in case they ask ( as again some staff can be a bit more picky).

[Studio]

Many thanks once again, Beachlife