Fuerteventura Forum

General Chit Chat & Queries - no commercial links => General Chat - old => Topic started by: sandybbfan on November 29, 2012, 23:01:49 PM

Title: Buying a new car..
Post by: sandybbfan on November 29, 2012, 23:01:49 PM
Now that I have my NIE and a job paying social, Is it possible for me to get credit to buy a new car? If so what is the usual deposit and how would I be credit checked? Thanks x
Title: Re: Buying a new car..
Post by: emmi on November 30, 2012, 10:28:27 AM
Maybe your bank would give you a loan, or at least tell you if you would be eligible. :)
Title: Re: Buying a new car..
Post by: sandybbfan on November 30, 2012, 21:38:48 PM
Thanks Emmi x do they credit check.. the banks or the dealers?

I'm not sure how it works here.. do you need to build a credit rating like the UK?
Title: Re: Buying a new car..
Post by: emmi on November 30, 2012, 22:05:10 PM
I've no personal experience, but I just found this on a website.....

"In addition to the above, car hire purchase in Spain is actually far more difficult to obtain because of the recent banking problems meaning that you will usually now need a larger deposit and undergo strict financial background checks."



Title: Re: Buying a new car..
Post by: sandybbfan on November 30, 2012, 22:59:02 PM
Ok, thanks Emmi, the deposit would be fine but I wouldnt have much of a record to check since I've only just got here... thanks anyway :D x